Top Reasons You Need Travel Insurance

Are you an avid traveler or a digital nomad constantly on the move? Exploring new destinations, immersing yourself in different cultures, and embarking on thrilling adventures is exhilarating.
Top Reasons You Need Travel Insurance

But it is important to make sure you have insurance cover in place. That's where travel insurance comes into play. The choice of insurance companies offering cover for digital nomads and adventurous travelers is endless. Two that spring to mind are TIN LEG Travel Insurance Insurance and SafetyWing travel insurance. Before you pack your bags, you should read TIN LEG Travel Insurance reviews and SafetyWing Travel Insurance reviews.

We are taking a brief look at both insurance companies on this page. First, some general information about travel insurance.

Nomad Health Insurance

As a digital nomad, your health is one of your most valuable assets. While traveling the world can be an amazing experience, it is not risk-free. You can run into all sorts of medical emergencies on your adventures. That's a fact!

That's where nomad health insurance comes in. Designed specifically for travelers, this type of insurance provides coverage for both routine healthcare needs and unexpected medical expenses while you're abroad.

Nomad health insurance offers a range of benefits that cater to the unique needs of frequent travelers. From coverage for doctor visits and prescription medications to emergency medical evacuation services, it ensures that you have access to quality healthcare no matter where you are in the world.

Additionally, nomad health insurance often covers pre-existing conditions, which is crucial if you have any ongoing health concerns that require regular care or monitoring. This means that even if you're managing a chronic condition while on the road, you can still receive the necessary treatment without worrying about exorbitant out-of-pocket expenses.

Travel Insurance For Loss

Picture this: you've just arrived at your dream destination after months of anticipation. The sun is shining, the air is filled with excitement, and the possibilities for adventure seem endless. But as you eagerly approach the  baggage   claim carousel, your heart sinks when you realize that your precious luggage is nowhere to be found.

Whether it's lost in transit or damaged beyond recognition, there's no denying the sinking feeling of helplessness that comes with such a predicament. That's where travel insurance swoops in to save the day – and more importantly, save your beloved possessions from loss or damage.

It's an absolute necessity for any wanderlust-filled traveler looking to safeguard their luggage and protect themselves from unforeseen mishaps during their adventures around the globe.

Brief Travel Insurance Reviews

When you read TIN LEG Travel Insurance reviews, you soon realize the company offers travel insurance for both regular travelers and digital nomads. It is a good company. The downside is that it is easy to get lost among the plethora of plans the company offers. It offers everything from a basic plan to a platinum plan.

Remember to read all of the details very carefully. For instance, we immediately picked up that TIN LEG's platinum insurance only offers $500 for  baggage   loss. That is not a lot considering most digital nomads travel with cameras and at least one laptop!

If you are traveling with sports equipment, you should also make this is covered. As we all know, replacing sports equipment is expensive.

SafetyWing Insurance on the other hand offers $500 per item that has been checked in. For the certified period, SafetyWing offers up to $3,000. That's an improvement.

As we know, the world is a volatile place. In recognition of this, SafetyWing offers what it calls political evacuation up to $10,000. That is certainly worth checking out. Also, with SafetyWing, you don't have to choose between complicated plans. Straight forward cover is available for a certain time period for digital nomads and regular travelers alike. Great if you are a cruiser!


Before you embark on your next exciting adventure, don't forget to shop around for the right travel insurance. Having insurance is important. It is an important part of risk management when it comes to health and your personal possessions.

Don't risk being underinsured or traveling without insurance cover. You never know what you are going to come up against. It may be something as simple as flight delays. But, it can also be a bout of pneumonia after a Covid infection. In other words, don't underestimate the value of the right insurance cover for you.

Comments (0)

Leave a comment