Enzanisa nemotokari Rental Kunze Inishuwarenzi

Rwendo rwekutanga rwandakatora ndega sezvo mukuru anga aine mukomana wangu, mwedzi ndisati ndaenda kukoreji. Takaenda kuCalifornia, uye ndiyo yainyanya kundifadza. Ndainzwa ndakasununguka, ndakasununguka, uye ndakura ndichifamba ndega nemukomana wangu. Izvo zvaiita sekunge ndiri mune imwe yemafirimu ehuku-flick ine nguva yehupenyu hwangu.

Ehezve, kare ikako ini ndakanga ndisina mabasa ese akakwana emunhu mukuru asi chero chinhu chandakaita pasina kutarisirwa kwevabereki vangu chaiita sechinoshamisa. Ikozvino, ndinoshuva kuti ndidzokere munguva iyo ini ndakanga ndisina kana rimwe rechokwadi basa rekuva munhu mukuru. Kare ikako, ini ndakanga ndisina kana kazeve kuti ko mutoro wakadii kuva mukuru unogona kunge uri.

Pandakaenda kuzororo rangu rishoma, ini handina kumbobvira ndafunga kana kunetseka nezvekuda nzira dzakasiyana dzeinishuwarenzi yekufambisa, senge inishuwarenzi yemotokari yekuregedza, rega nditi uwane huwandu hwakakodzera hwekuvhara iwe hwaunoda kuzororo rako.

Zvino zvandava kunyatsoziva nezve mabasa angu ekukura, ndingatadza kunakidzwa nerwendo ndisina imwe nzira yekubatira inishuwarenzi. Izvi zvinosanganisira  inishuwarenzi yekufamba   nendege, inishuwarenzi yekufamba, uye kunyanya inishuwarenzi yemotokari kana ndiri kurenda mota nguva yekuzororo.

Vamwe vakaita seni vanobvuma kuti vanoda mamwe mafomu einishuwarenzi pavanenge vachifamba, asi vangangodaro vasinga zive kuti vanoda inishuwarenzi-inowedzera kana backup inishuwarenzi yako yekuvhara, sekufambisa kwemotokari.

Chii chinonzi mota kukisheni inishuwarenzi?

Ukangoziva kuti mari inofamba nekukurumidza sei, unowana nzira dzekucheka mutengo pazvinhu zvese zvinokwanisika. Iko kudikanwa kwekucheka mitengo ndeyekuti nei ini ndichitsvaga internet kuburikidza uye kuburikidza neinodhura yemotokari inishuwarenzi. Kunyangwe kubhadhara zvishoma painishuwarenzi yemotokari kuchinhu chinoshamisa uye kuchikupira mari, pachine mimwe mitero yakawandisa iwe yaunogona kuita muchiitiko icho mota yako yekurenda yakabiwa kana kukuvadzwa. Muzviitiko zvakadai, hausi kuchengeta mari neinishuwarenzi yakachipa.

Kubhadhara mota inishuwarenzi yakawandisa (inonzi zvakare inishuwarenzi yekumira inishuwarenzi kana kubhadharisa motokari inishuwarenzi) isarudzo inishuwarenzi inishuwarenzi munhu anogona kutenga kubhadhara mhosva yataurwa pamusoro. Iyo yakawandisa yekubhadhara dzimwe nguva ingangove iyo isingabvumirwe, asi inogonawo kusanganisira iyo yakachekwa uye imwe mari.

Sei Yakawandisa Mota Kubhadhara Inishuwarenzi Inoshanda

Kana iwe uchitenga inishuwarenzi yemotokari yako yekurejesa, iwe unowanzove uchitenga standard inishuwarenzi yekuvhara, inowanzodaidzwa kuti Collision Damage Waiver (CDW) nemakambani anomhanyisa mota. Kunyangwe ichivhavha ichibhadhara kukuvara kana kurasikirwa kwemotokari, iwe ungatofanirwa kubhadhara chunk yekuchinja kwemotokari iyo inshuwarisi isati yatanga.

CDW yakafanana nemabatirwo aunofanira kubhadhara iyo inishuwarenzi yemotokari yako kana tsaona ikaitika kambani yeinishuwarenzi isati yagadzirisa kana kutsiva mota. Ehe, icho chinotsvagirwa motokari yako yekurendesa inogona kuita zviuru zvemadhora. Kunyanya kana iyo kambani yekurejesa inowedzera mimwe mari yakadai sekurasikirwa kwemari yekubatira.

Iko kurasikirwa kwemari yekubhadhara mari inobhadharwa kune vatengi muhuwandu iyo kambani iri kurasikirwa kubva mukusakwanisa kubhadhara iyo chaiyo mota kubuda. Kunyangwe tsaona yakanga isiri yako mhosva, uchiri kubhadharwa kubhadhara yakawandisa.

Iyo inishuwarenzi yakawandisa inokufukidza iwe pamhosva yakawandisa. Kunze kwekubhadharwa kwakawanda, iyi inishuwarenzi inokwanisa kubhadharisa kukuvadzwa kwezvikadzi zvakanyanya mumotokari iyo inishuwarenzi yekurejesa mota ingangodaro isingadzivirire kunge matayi, denga, windows, uye kutakurwa kwemotokari yekurenda.

Kana iwe uri mutorwa uyo anotenga inishuwarenzi yemotokari muUnited States, unogona kumiswa kubva munyika kana ukatadza kubhadhara zvakawandisa uye kambani yerejendi inopa faira yemutemo kupokana newe. Pasinei nemamiriro ako chaiwo, mota yekudyara yakawandisa inishuwarenzi inogona kuchengetedza zororo rako kuti rishanduke kuve kwakaipa mari.

Mhando dzakasiyana dzeMotokari Kubhadhara Inishuwarenzi Yakanyanya

Kune akati wandei marudzi akajairwa ekurenda kwemotokari. Zvichienderana nezvinodiwa zvemutengi, vanogona kusiyana maererano nemitemo, nyaradzo, mamiriro ekugamuchira uye kudzorera mota pakupera kwekushandiswa kwayo. Iwe unogona zvakare kufananidza mota yeheni inishuwarenzi.

Iwe unogona kusarudza mhando yearenda kubva pane inotevera sarudzo:

1. Nemutyairi - mutyairi anozosunungurwa nezvekudikanwa kwekunamata iye;
2. Pasina vashandi - mutengi anofamba nemota, iyo inoridzwa, yakazvimirira;
3. Zuva nezuva - nguva yekushandisa mota haina kupfuura rimwe zuva;
4. Pane refu-refu- kutakura inoshandiswa kune anopfuura mwedzi 1.

Kana iwe usiri kuita hanya kana usingakwanisi kubhadhara mari yakawandisa, unogona kutenga inishuwarenzi yekumhanyisa mota paunenge uchirevera mota online kana pafoni, iwe uchinhonga mota, kana kuenda kune wechitatu-pati yekurejesa kambani inishuwarenzi yemotokari.

Kune nzvimbo dzakawanda dzekuchengetera mabhuku, fanane neReservices.com, izvo kwete kuti rega uende kunobhururuka ndege nemahotera asiwo utenge inishuwarenzi yekurenda uye inishuwarenzi yakawandisa. Pasinei nekuti unove bhuku raani, iwe unofanirwa kuziva mafomu akasiyana einishuwarenzi yakawandisa.

Imwe-rwendo rwakawedzera Inishuwarenzi Yemotokari

Rudzi rweinishuwarenzi urwu rwakanakira mumwe munhu ari kufamba kwenguva pfupi kana kamwe chete parwendo. Iwe unozongofanira kutora chete imwechete inomira imwe mutemo parwendo urwu runokurumidza. Rudzi urwu rwemutemo rwunotorwa kunze nguva dzose kana iwe uchirenda mota uye iwe unobhadharwa nehurefu hwenguva yauri kubira.

Wegore Nekuwedzera Mota Inishuwarenzi

Kana iwe ukafamba kakawanda kuburikidza gore kwebhizinesi kana kungovaraidza, iwe ungangoda kutenga mutemo unoita gore rose. Izvo zvakanakira nekuti haufanirwe kuramba uchitenga nguva imwe neimwe yaunofamba, uye iwe unogona kuchengetedza mari pane imwechete mutemo kwete kune akawanda maumbirwo gore rose.

Iwe unongobhadhara kamwe chete uye unofukidzwa kupfuura gore. Nekudaro, mamwe marongero ane hurefu hwekufamba rwakarehwa maererano nemamiriro uye mamiriro epolisi yako, saka verenga nokungwarira.

Yepasi Pose Yakawedzera Inishuwarenzi Yemotokari

Izvo zvinhu zvakafanana zvegore rose inishuwarenzi zvinoshanda kune yepasirose inishuwarenzi, kunze kworudzi urwu rweinishuwarenzi nderwe vanhu vanofamba kazhinji kuenda kune nyika dzakawanda. Iyi nzira iri nyore, asi dzimwe nguva  inishuwarenzi yepasi rose   haina kuvharwa mune imwe nyika.

Tsvaga ako maricho ekufamba kwenguva uye enzanisa nawo kune ayo nyika inofukidza mutemo.

Zvinhu zvekufunga usati watenga Inishuwarenzi Yakawandisa

Iwe unofanirwa kugara uchitsvaga zvakakwana pakambani yauri kutenga chero fomu yeinishuwarenzi kubva. Iwe unofanirwa zvakare kuve nechokwadi chekuti inishuwarenzi yese yaunotenga inochengetedza uye inosangana nezvinodiwa zvako munzira dzose dzinokwanisika kune yako chaiyo mamiriro.

Zvibvunze mibvunzo iyi usati wasayina mutemo:

• Iyo bumbiro inovhara chero mamwe madhiraivha here?
• Pane chero zvirambidzo zvezera kune vatyairi here?
• Unoda chirongwa chegore here? Kana zvirizvo, kangani nzendo dzinofukidza iyo mutemo?
• Pane chero zvinorambidzwa kuti iwe uri kure sei nekumba kana chimwe chinhu chikaitika?
• Mazuva mangani mumutsara iwe aunogona kuvharirwa parwendo rega rega?
• Chii chinofukidza?

Imani Francies, VeteransAutoInsurance.com

Imani Francies inonyora nekutsvagisa yeiyo auto inishuwarenzi yekuenzanisa nzvimbo, VeteransAutoInsurance.com. Akawana Bachelor of Arts muFirimu neMedia uye ane hunyanzvi mumhando dzakasiyana siyana dzekutengesa midhiya.