Rental Car Insurance in the U.S. for Foreigners

Not only is it a necessity to protect your finances, but insurance is also legally required in the United States. Do you have any options for where to purchase insurance? What are my car insurance options? To drive in the U.S., you need liability insurance. For example, if you rear-end another vehicle that is stopped at a traffic light, the crash is your fault, and liability insurance will pay for the damage to the other party’s vehicle and for their bodily injuries up to the limits in your policy. Depending on what state you’re renting the vehicle in, you may also be required to purchase personal injury protection which will cover your own injuries. You may also need to purchase uninsured/underinsured motorist coverage which will cover your damages if an uninsured/underinsured individual causes an accident with you. If you don’t purchase it, here’s what you can expect: You’re financially responsible for the damage you cause to another individual and vehicle. You’ll be cited and given a ticket for driving without insurance.